3. About Rabobank Our organisation structure supports our ambition to be a leading customer-oriented cooperative bank in the Netherlands and in food agri worldwide.To serve our Dutch customers Rabobank offers rural retail banking, wholesale banking, leasing and real estate services. Outside the Netherlands Rabobank focuses on serving food agri customers, Rabobank has approximately 8.7 million customers. Inhoudsopgave Voorwoord Bestuursverslag Corporate governance Consolidated Financial Statements Company Financial Statements Pillar 3 Profile of Rabobank At year-end 2016, Rabobank encompassed 103 local Rabobanks. The number of members totalled 1,927,000. Rabobank employs 40,029 internal employees (in FTEs) and 5,538 external employees (in FTEs). Rabobank is active in 40 countries. Domestic retail banking In the Netherlands, Rabobank is a leading player in the residential mortgage loans, savings, payments, investment and insurance markets. It is also an important financial services provider for the SME segment, the food agri industry, and the corporate segment. At the end of 2016, the local Rabobanks had 475 branches and 2,141 ATMs.They offer a comprehensive range of financial services to approximately 6.5 million private customers and approximately 800,000 business clients in the Netherlands.The domestic retail banking business employs 17,455 FTEs in total (including mortgage lender Obvion as a Rabobank subsidiary and savings bank Roparco). Dutch and international wholesale banking and international rural and retail banking Wholesale, Rural Retail (WRR) has an international network of branches with offices and subsidiaries in various countries. Fora complete overview of our business banking services, click here. Rabobank also operates RaboDirect internet savings banks. The wholesale banking division serves the largest domestic and international companies (Corporates, Financial Institutions,Traders and Private Equity). Rural banking is focused on offering financial solutions for the specific needs of leading farmers and their communities in a selected number of key food agribusiness (F&A) countries. The total number of internal and external employees in wholesale banking and international retail banking stood at 7,808 FTEs at year-end 2016. Besides the results of WRR, the results ofTreasury are presented within the segment wholesale banking and international rural and retail banking. All sectors in the Netherlands are being serviced, contributing to the Banking for the Netherlands strategy, while outside the Netherlands we focus on the food agri and trade-related sectors. Internationally, Rabobank and subsidiaries services food agri clients, ranging from growers to the industrial sector, through its global network of branches.The combination of in-depth knowledge and a worldwide network, positions us as the leading food agri bank in the world. We service the entire food value chain, with specialists per sector. We advise our clients and prospects in these sectors by offering them finance, knowledge and our network. Rabobank is active in the main food-producing countries such as the United States, Australia, New Zealand, Brazil and Chile and main food consumption countries. Our vision on global food security and the role of Rabobank as described in our Banking for Food strategy can be found here. DLL Within Rabobank, DLL is the specialist in the field of leasing. With vendor finance it supports manufacturers and distributors worldwide when selling products and services. DLL, active in more than 30 countries, is a global provider of asset-based financial solutions in the Agriculture, Food, Healthcare, Clean technology,Transportation, Construction, Industrial and Office Technology industries. DLL is committed to delivering integrated financial solutions that support the complete asset life cycle. Its mobility solutions entity Athlon, active in 11 European countries, was sold to Daimler Financial Services on 1 December 2016. More information about this transaction can be found here. As of 31 December 2016, DLL employed 4,675 FTEs (including external staff). Real estate Rabo Real Estate Group, FGH Bank and Rabo Real Estate Finance form part of the real estate segment of Rabobank. Rabo Real Estate Group consists of the BPD and Bouwfonds IM divisions. BPD is responsible for developing residential and commercial real estate while Bouwfonds IM is responsible for real asset 305 3. About Rabobank

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Jaarverslagen Rabobank | 2016 | | pagina 306