74 Due to banks 76 Debt securities in issue - 75 Due to customers 77 Other liabilities 18 Provisions Inhoudsopgave Voorwoord Bestuursverslag Corporate governance Consolidated Financial Statements Company Financial Statements Pillar 3 This item represents amounts owed to credit institutions, other This item relates to non-subordinated bonds and other interest- than debt securities and subordinated debt, of which: bearing securities, such as certificates of deposit. In millions of euros 2016 2015 In millions of euros 2016 2015 Due to other banks 18,021 15,134 Tradeable debt securities 101,798 103,942 Due to group companies 3,482 26,080 Other debt securities 48,468 62,559 Due to other equity investments 97 128 150,266 166,501 Total due to banks 21,600 41,342 The terms of debt securities other than of group companies can be broken The terms of amounts owed to other banks other than group companies are as down as follows: follows: On demand or undated 153 On demand 4,545 14,797 3 months 28,651 27,566 3 months 11,095 12,880 3 months 1 year 37,211 48,379 3 months 1 year 2,012 1,805 1 year 5 years 53,102 55,393 1 year 5 years 3,269 8,235 5 years 31,112 35,010 5 years 679 3,625 150,266 166,501 Total due to banks 21,600 41,342 This item consists of amounts due to customers otherthan debt securities. Due to customers also includes the investments of central banks amounting to EUR 23 billion (2015: EUR 23 billion). In millions of euros 2016 2015 Due to other customers 316,045 112,001 Due to group companies 9,438 8,186 Due to other equity investments 7,071 1,176 Total due to customers 332,554 121,363 Savings comprise all deposits and savings accounts of natural persons, non-profit making associations and foundations, as well as non-transferable savings bonds. The terms of amounts due to customers other than to group companies are as follows: In millions of euros 2016 2015 On demand or undated 247,234 57,431 3 months 39,579 42,679 3 months 1 year 9,776 7,160 1 year 5 years 10,949 1,735 5 years 25,016 12,358 Total due to customers 332,554 121,363 This item includes liabilities that cannot be classified under any other heading, such as short positions for securities and liabilities associated with securitised receivables. Other liabilities also includes liabilities for staff costs, taxes and national insurance contributions. At year-end 2016, approximately EUR 55 billion in Rabobank mortgages were securitised. In millions of euros 2016 2015 This item can be broken down as follows: Liabilities associated with securitised receivables 55,362 54,817 Current tax liabilities 13 187 Other liabilities 3,674 2,916 Total other debt 59,049 57,920 In millions of euros 2016 2015 Provision for pensions and other post-retirement allowances 152 223 Provision for deferred tax liabilities 2 Other provisions 1,327 276 Total provisions 1,481 499 Pension provision The provision for pensions and other allowances following termination of employment consists of a provision for pensions 41 (2015: 26) and other employee benefits 111 (2015:197). 284 Rabobank Jaarverslag 2016

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Jaarverslagen Rabobank | 2016 | | pagina 285