Contents Inhoudsopgave Voorwoord Bestuursverslag Corporate governance Consolidated Financial Statements Company Financial Statements Pillar 3 Annual figures 256 Statement of financial position (before profit appropriation) 256 Statement of income 257 Notes to the company financial statements 258 Accounting policies 258 1 Basis of preparation 258 2 Other accounting policies 264 3 Risk exposure on financial instruments 273 Notes to the statement of financial position 280 1 Cash and balances at central banks 280 2 Short-term government papers 280 3 Loans and advances to banks 280 4 Loans and advances to customers 280 5 Interest-bearing securities 281 6 Shares 281 7 Interests in group companies 281 8 Other equity investments 281 9 Goodwill and other intangible assets 281 10 Tangible fixed assets 282 11 Other assets 282 12 Derivatives 282 13 Trading and investment portfolios 283 14 Due to banks 284 15 Due to customers 284 16 Debt securities in issue 284 17 Other liabilities 284 18 Provisions 284 19 Subordinated liabilities 285 20 Equity 285 Notes to the statement of income 289 21 Net interest income 289 22 Net fee and commission income 289 23 Income from equity interests 289 24 Staff costs 289 25 Regulatory levies 289 26 Income tax 290 Other notes to the financial statements 291 27 Professional securities transactions and assets not freely available 291 28 Contingent liabilities 291 29 Irrevocable facilities 292 30 Main subsidiaries 292 31 Remuneration of the Supervisory Board and the Executive Board 293 32 Approval of the Supervisory Board 294 Other information 295 Events after the reporting date 296 255 Contents

Rabobank Bronnenarchief

Jaarverslagen Rabobank | 2016 | | pagina 256