Contents
4 Board and executives
7 Report of the Supervisory Board
8 FGH Group
10 Key figures
13 Report of the Managing Board
Annual accounts
Friesch-Groningsche Hypotheekbank
and affiliated banks
38 Consolidated profit and loss account
39 Consolidated balance sheet
40 Explanatory notes
Real estate companies and other diversifications
48 Combined profit and loss account
49 Combined balance sheet
50 Explanatory notes
Friesch-Groningsche Hypotheekbank nv
60 Profit and loss account
61 Balance sheet
63
Auditor's report