Contents
4 Executives
7 Report of the Supervisory Board
8 FGH Group
10 Key figures
13 Report of the Managing Board
Annual accounts
Friesch-Groningsche Hypotheekbank
and affiliated banks
28 Consolidated profit and loss account
29 Consolidated balance sheet
30 Explanatory notes
Real estate companies and other diversifications
38 Combined profit and loss account
39 Combined balance sheet
40 Explanatory notes
Friesch-Groningsche Hypotheekbank nv
48 Profit and loss account
49 Balance sheet
51 Auditors' report
3