Contents
5 Report of the Supervisory Board
6 FGH Group
8 Key figures
11 Report of the Managing Board
Annual accounts
Friesch-Groningsche Hypotheekbank
and affiliated banks
26 Consolidated profit and loss account
27 Consolidated balance sheet
28 Explanatory notes
Real estate companies and other diversifications
36 Combined profit and loss account
37 Combined balance sheet
38 Explanatory notes
Friesch-Groningsche Hypotheekbank nv
46 Profit and loss account
47 Balance sheet
49 Auditors' report
50 Executives central services, offices and
real estate business
52 Colophon
