Contents
Key figures 6
Report of the Supervisory Board 8
Report of the Managing Board 9
Annual account:
Friesch-Groningsche Consolidated profit and loss account 18
Hypotheekbank and Consolidated balance sheet 19
affiliated banks: Explanatory notes 20
Real estate companies and Combined profit and loss account 28
other diversifications: Combined balance sheet 29
Explanatory notes 30
Friesch-Groningsche
Hypotheekbank n.v.: Profit and loss account 36
Balance sheet 37
Auditor’s report 39
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