notes to individual items in the company and group balance sheets
ACCRUALS AND DEFERRED INCOME
These axe:
Accrued interest:
group companies
other
Dividend payable
Other accruals and deferrals
PROVISIONS
Movements were as follows:
As at 1 January
Additions
Withdrawals
As at 31 December
This item includes provisions for:
Employee benefits (early retirement and other schemes)
Other
As at 31 December
COMPANY BALANCE SHEET GROUP BALANCE SHEET
2001 1
2001
27,621
19,560
27,621
19,560
36,560
38,412
36,560
38,412
32,704
0
32,704
0
20,816
22,114
20,738
22,450
117,701
80,086
117,623
80,422
4,596
7,047
4,822
7,273
2,018
474
2,018
474
(1,873)
(2,925)
(2,000)
(2,925)
4,741
4,596
4,840
4,822
4,047
3,891
4,047
3,891
694
705
793
931
4,741
4,596
4,840
4,822
Approximately 50% of the provisions has a term to maturity of more than one year.
subordinated debt 67,500 55,500 67,500 55,500
23
This item includes the subordinated loans that are considered by De Nederlandsche Bank when testing solvency.
They are debts subordinated to all other current and future liabilities of FGH Bank N.V.
Early repayment, whether in part or in full, is not generally permitted.
The average interest rate on subordinated interest was 4.52% (year-end 2001: 5.40%).
